Pricing
Subscription for the intelligence. Spread on the shelter.
Coverage is priced per event and quoted before you deploy. No margin account, no minimums, cancel any season.
Single site
Signal
$149/mo
- One location
- QuickBooks or Xero sync
- Margin sensitivity model
- 14-day forecast risk read
- Hedge proposals, deploy à la carte
Most operators
FOG Light
$499/mo
- Up to 5 locations
- On-site IoT rain/snow gauge included
- Automated threshold alerts
- Priority liquidity routing
- Season floor structuring
- Dedicated risk officer review
Multi-unit & franchise
Network
Customlicensing
- Unlimited sites, regional roll-up
- Portfolio-level basis modeling
- Franchisee benchmarking
- API + data warehouse export
- Custom reinsurance program
How coverage is priced
Each parametric contract is quoted off live prediction-market odds plus a 15–25% origination spread. You see the premium, the trigger, and the payout before you click. Nothing is auto-purchased.
Typical season, one express wash
Platform subscription (12 mo)$3,588
Premiums placed$11,200
Payouts received$18,900
Net margin protected$4,112