Industries
Two seasons. Two verticals. One book of risk.
Summer rain hurts one customer. Warm winters hurt the other. Together they hold our underwriting capital and ARR steady all year.
Spring / Summer
Express car washes
$21B US industry
Pain point
Fixed real estate and equipment debt service. Weekend rain destroys weekly margin while payments continue.
Value prop
Smooths volatile cash flow, protecting debt covenants and core payroll through the wet season.
Photo by Torbjørn Helgesen on Unsplash
Fall / Winter
Commercial snow removal
$20B US winter services
Pain point
Snowless winters produce $0 in per-push fees while fleet, retainer, and driver costs persist all season.
Value prop
Floor guarantees for low-snow seasons that cover fixed fleet retainer costs regardless of accumulation.
Expansion path
Landscaping
Rain-day crew idling and seasonal contract shortfall.
Outdoor dining
Patio revenue collapse on wet or cold weekends.
Golf courses
Round volume tied directly to precipitation and temperature.
Paving & sealcoat
Cure windows destroyed by unexpected rain events.